The sooner you get a handle on your finances, the easier and less stressful life will be. Money can either make life easier or harder. But it is something that can be worked on. I recommend making a budget, and keeping track of where you spend your money. In order to save money, you must not exceed what you make. I know sometimes that can be harder than it actually sounds. But it does take some time, but once you get a handle of it, life becomes less stressful, and more freeing.
When you make your budget, make sure you are including all of your expenses. Make sure you don’t forget about all of your subscriptions (YouTube, Spotify, Netflix, Prime Video, etc.). Use this time to reflect with what you can and can’t live without. Every dollar counts.
Today, I will not let another day go by, without working on my finances. I understand that the sooner I get a handle on my finances, the better my life will be. I will be able to have more freedom, and less stress. It may be challenging at first, but I know I can overcome these obstacles.